Fee PM for 1yr! Near Graceland - **NO HOA!**
Tennessee
5 Beds2 BathsBuilt 1962Remodeled 2026
Estimated Square Feet1,700
Initial Market Value$204,900
Price$204,900
Down Payment $51,225
Closing Costs $3,074
Loan Origination and/or Buydown Points $0
Other Costs and Fixup$0
Approximate Cash Invested $54,299
Minimum Recommended Cash Reserves $8,196
Cost per Square Foot / per Bedroom $121 / $40,980
Monthly Rent per SQFT / per Bedroom $0.94 / $319
Projected IncomeMonthlyAnnual
Projected Rent$1,595$19,140
Vacancy Losses ($128)($1,531)
Operating Income $1,467$17,609
Estimated ExpensesMonthlyAnnual
Property Taxes($128)($1,537)
Insurance($120)($1,434)
Management Fees$0$0
Leasing/Advertising Fees$0$0
Association Fees$0$0
Maintenance($96)($1,148)
Other (Utilities, Supplies, etc.)$0$0
Operating Expenses ($343)($4,119)
Net PerformanceMonthlyAnnual
Net Operating Income $1,124$13,489
- Mortgage Payments($971)($11,656)
= Cash Flow $153$1,833
+ Principal Reduction $143$1,718
+ Potential Cost Seg Tax Savings $1,025$12,294
+ Inflation Induced Debt Destruction® (IIDD) - Beta $474$5,686
+ One Year Appreciation $854$10,245
= Gross Equity Income $2,648$31,776
Mortgage InfoFirstSecond
Loan-to-Value Ratio 75%N/A
Loan Amount$153,675N/A
Monthly Payment$971.33N/A
Loan TypeAmortizing FixedN/A
Term30 YearsN/A
Nominal / Real Interest Rate 6.500% / 2.800%N/A
Monthly PMI$0N/A
Empowered Investor® Projections & Indicators
Rent-to-Value Ratio™ (RV Ratio™)0.78%
Debt Coverage Ratio 1.16
Annual Gross Rent Multiplier11
Capitalization Rate 6.6%
Cash on Cash Return 3%
Base Return on Investment (ROI) 25%
Inflation-Enhanced ROI™ (with IIDD) 36%
Tax-Optimized ROI™ (Cost Seg+IIDD) 59%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions & Projections
Projected Appreciation Rate5.0%
Gov CPI Inflation September '26 3.7%
Vacancy Rate8%
Management Fee0%
Maintenance Percentage6%
Comments
Fully renovated! No Maintenance for 1yr! No PM Fees for 1yr! -**NO HOA!**
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.