padsplit 227
Georgia
bed8 Bedsbathtub6 Bathscalendar_todayBuilt 1969constructionRemodeled 2026 | Estimated Square Feet | 2,100 | | Initial Market Value | $399,900 | | Price | $399,900 | | Down Payment | $99,975 | | Closing Costs | $7,998 | | Loan Origination and/or Buydown Points | $5,999 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $113,972 | | Minimum Recommended Cash Reserves | $15,996 | | Cost per Square Foot / per Bedroom | $190 / $49,988 | | Monthly Rent per SQFT / per Bedroom | $3.58 / $939 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $7,515 | $90,180 | | Vacancy Losses | ($752) | ($9,018) | | Operating Income | $6,764 | $81,162 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($467) | ($5,599) | | Insurance | ($200) | ($2,399) | | Management Fees | ($1,285) | ($15,421) | | Leasing/Advertising Fees | ($208) | ($2,500) | | Association Fees | $0 | $0 | | Maintenance | ($301) | ($3,607) | | Other (Utilities, Supplies, etc.) | ($250) | ($3,000) | | Operating Expenses | ($2,710) | ($32,526) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $4,053 | $48,636 | | - Mortgage Payments | ($2,046) | ($24,552) | | = Cash Flow | $2,007 | $24,084 | | + Principal Reduction | $242 | $2,903 | | + Potential Cost Seg Tax Savings | $2,000 | $23,994 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $925 | $11,097 | | + One Year Appreciation | $1,666 | $19,995 | | = Gross Equity Income | $6,839 | $82,073 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $299,925 | N/A | | Monthly Payment | $2,046.02 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 7.250% / 3.550% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Projections & Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 1.88% | | Debt Coverage Ratio | 1.98 | | Annual Gross Rent Multiplier | 4 | | Capitalization Rate | 12.2% | | Cash on Cash Return | 21% | | Base Return on Investment (ROI) | 41% | | Inflation-Enhanced ROI™ (with IIDD) | 51% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 72% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 10% | | Management Fee | 19% | | Maintenance Percentage | 4% |
| Comments |
|---|
| picture is pre renovation. 5 en suites, 3 shared bedrooms for a total of 8/6. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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