47 coliving
Georgia
bed7 Bedsbathtub7 Bathscalendar_todayBuilt 1959constructionRemodeled 2026 | Estimated Square Feet | 1,836 | | Initial Market Value | $399,000 | | Price | $399,000 | | Down Payment | $99,750 | | Closing Costs | $7,980 | | Loan Origination and/or Buydown Points | $5,985 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $113,715 | | Minimum Recommended Cash Reserves | $15,960 | | Cost per Square Foot / per Bedroom | $217 / $57,000 | | Monthly Rent per SQFT / per Bedroom | $4.13 / $1,083 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $7,583 | $90,996 | | Vacancy Losses | ($758) | ($9,100) | | Operating Income | $6,825 | $81,896 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($466) | ($5,586) | | Insurance | ($200) | ($2,394) | | Management Fees | ($1,297) | ($15,560) | | Leasing/Advertising Fees | ($208) | ($2,500) | | Association Fees | $0 | $0 | | Maintenance | ($303) | ($3,640) | | Other (Utilities, Supplies, etc.) | ($250) | ($3,000) | | Operating Expenses | ($2,723) | ($32,680) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $4,101 | $49,216 | | - Mortgage Payments | ($2,041) | ($24,497) | | = Cash Flow | $2,060 | $24,719 | | + Principal Reduction | $241 | $2,896 | | + Potential Cost Seg Tax Savings | $1,995 | $23,940 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $923 | $11,072 | | + One Year Appreciation | $1,663 | $19,950 | | = Gross Equity Income | $6,881 | $82,578 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $299,250 | N/A | | Monthly Payment | $2,041.41 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 7.250% / 3.550% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 1.90% | | Debt Coverage Ratio | 2.01 | | Annual Gross Rent Multiplier | 4 | | Capitalization Rate | 12.3% | | Cash on Cash Return | 22% | | Base Return on Investment (ROI) | 42% | | Inflation-Enhanced ROI™ (with IIDD) | 52% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 73% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 10% | | Management Fee | 19% | | Maintenance Percentage | 4% |
| Comments |
|---|
| 7 en suites, turnkey co-living home. Image is pre-renovation |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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