Renovated Fourplex - Four 2BD/1.5BA Townhomes
Arkansas
bed8 Bedsbathtub6 Bathscalendar_todayBuilt 1972constructionRemodeled 2024 | Estimated Square Feet | 4,340 | | Initial Market Value | $600,000 | | Price | $600,000 | | Down Payment | $150,000 | | Closing Costs | $9,000 | | Loan Origination and/or Buydown Points | $0 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $159,000 | | Minimum Recommended Cash Reserves | $24,000 | | Cost per Square Foot / per Bedroom | $138 / $75,000 | | Monthly Rent per SQFT / per Bedroom | $1.20 / $651 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $5,210 | $62,520 | | Vacancy Losses | ($417) | ($5,002) | | Operating Income | $4,793 | $57,518 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($375) | ($4,500) | | Insurance | ($300) | ($3,600) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | ($0) | ($2) | | Association Fees | $0 | $0 | | Maintenance | ($261) | ($3,126) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($936) | ($11,228) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $3,858 | $46,290 | | - Mortgage Payments | ($2,844) | ($34,132) | | = Cash Flow | $1,013 | $12,159 | | + Principal Reduction | $419 | $5,030 | | + Potential Cost Seg Tax Savings | $3,000 | $36,000 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $1,388 | $16,650 | | + One Year Appreciation | $2,500 | $30,000 | | = Gross Equity Income | $8,320 | $99,839 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $450,000 | N/A | | Monthly Payment | $2,844.31 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 6.500% / 2.800% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.87% | | Debt Coverage Ratio | 1.36 | | Annual Gross Rent Multiplier | 10 | | Capitalization Rate | 7.7% | | Cash on Cash Return | 8% | | Base Return on Investment (ROI) | 30% | | Inflation-Enhanced ROI™ (with IIDD) | 40% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 63% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 5% |
| Comments |
|---|
| Rebuilt 4-unit townhome building, renovated 2024. Four 2BD/1.5BA units with white shaker cabinets, stainless appliances, LVP floors, covered back decks and fenced yards. 100% occupied at $5,210/mo. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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