Nice Area- Two-story Home
Indiana
bed4 Bedsbathtub2.5 Bathscalendar_todayBuilt 2026 | Estimated Square Feet | 2,346 | | Initial Market Value | $364,900 | | Price | $364,900 | | Down Payment | $109,470 | | Closing Costs | $7,298 | | Loan Origination and/or Buydown Points | $3,831 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $120,599 | | Minimum Recommended Cash Reserves | $14,596 | | Cost per Square Foot / per Bedroom | $156 / $91,225 | | Monthly Rent per SQFT / per Bedroom | $1.02 / $600 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,400 | $28,800 | | Vacancy Losses | ($192) | ($2,304) | | Operating Income | $2,208 | $26,496 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($380) | ($4,561) | | Insurance | ($152) | ($1,825) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($42) | ($504) | | Maintenance | ($48) | ($576) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($622) | ($7,466) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,586 | $19,030 | | - Mortgage Payments | ($1,294) | ($15,531) | | = Cash Flow | $292 | $3,499 | | + Principal Reduction | $343 | $4,121 | | + Potential Cost Seg Tax Savings | $1,825 | $21,894 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $788 | $9,451 | | + One Year Appreciation | $1,520 | $18,245 | | = Gross Equity Income | $4,768 | $57,210 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 70% | N/A | | Loan Amount | $255,430 | N/A | | Monthly Payment | $1,294.23 | N/A | | Loan Type | Amortizing ARM | N/A | | Term | 7 Years | N/A | | Nominal / Real Interest Rate | 4.500% / 0.800% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.66% | | Debt Coverage Ratio | 1.23 | | Annual Gross Rent Multiplier | 13 | | Capitalization Rate | 5.2% | | Cash on Cash Return | 3% | | Base Return on Investment (ROI) | 21% | | Inflation-Enhanced ROI™ (with IIDD) | 29% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 47% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| Projected Rent: $2,300-$2,500 |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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