New Construction 4 Bed 2 Bath 1,223 SF Leased
Arkansas
4bd • 2ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $19,140 | $19,714 | $20,306 | $20,915 | $21,542 | $22,189 | $22,854 | $23,540 | $24,246 | $24,973 |
| Vacancy Losses | ($1,531) | ($1,577) | ($1,624) | ($1,673) | ($1,723) | ($1,775) | ($1,828) | ($1,883) | ($1,940) | ($1,998) |
| Operating Income | $17,609 | $18,137 | $18,681 | $19,242 | $19,819 | $20,413 | $21,026 | $21,657 | $22,306 | $22,975 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($2,624) | ($2,721) | ($2,821) | ($2,926) | ($3,034) | ($3,146) | ($3,263) | ($3,384) | ($3,509) | ($3,639) |
| Insurance | ($1,259) | ($1,306) | ($1,354) | ($1,404) | ($1,456) | ($1,510) | ($1,566) | ($1,624) | ($1,684) | ($1,747) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($383) | ($397) | ($412) | ($427) | ($443) | ($459) | ($476) | ($494) | ($512) | ($531) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($4,266) | ($4,424) | ($4,587) | ($4,757) | ($4,933) | ($5,116) | ($5,305) | ($5,501) | ($5,705) | ($5,916) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $13,343 | $13,713 | $14,094 | $14,484 | $14,886 | $15,298 | $15,721 | $16,155 | $16,601 | $17,060 |
| - Mortgage Payments | ($11,940) | ($11,940) | ($11,940) | ($11,940) | ($11,940) | ($11,940) | ($11,940) | ($11,940) | ($11,940) | ($11,940) |
| = Cash Flow | $1,402 | $1,773 | $2,153 | $2,544 | $2,945 | $3,357 | $3,780 | $4,215 | $4,661 | $5,119 |
| + Principal Reduction | $1,760 | $1,877 | $2,003 | $2,137 | $2,280 | $2,433 | $2,596 | $2,770 | $2,955 | $3,153 |
| + Appreciation | $10,495 | $11,020 | $11,571 | $12,149 | $12,757 | $13,395 | $14,064 | $14,768 | $15,506 | $16,281 |
| = Gross Equity Income | $13,657 | $14,670 | $15,727 | $16,831 | $17,982 | $19,185 | $20,441 | $21,752 | $23,122 | $24,554 |
| Capitalization Rate | 6.1% | 5.9% | 5.8% | 5.7% | 5.6% | 5.4% | 5.3% | 5.2% | 5.1% | 5.0% |
| Cash on Cash Return | 2.4% | 3.0% | 3.7% | 4.3% | 5.0% | 5.7% | 6.4% | 7.2% | 7.9% | 8.7% |
| Return on Equity | 21.1% | 18.9% | 17.2% | 16.0% | 14.9% | 14.1% | 13.4% | 12.8% | 12.2% | 11.8% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $220,395 | $231,415 | $242,985 | $255,135 | $267,891 | $281,286 | $295,350 | $310,118 | $325,624 | $341,905 |
| - Loan Balance | ($155,665) | ($153,788) | ($151,785) | ($149,648) | ($147,367) | ($144,934) | ($142,338) | ($139,568) | ($136,613) | ($133,459) |
| = Equity | $64,730 | $77,627 | $91,201 | $105,487 | $120,524 | $136,352 | $153,012 | $170,550 | $189,011 | $208,446 |
| Loan-to-Value Ratio | 70.6% | 66.5% | 62.5% | 58.7% | 55.0% | 51.5% | 48.2% | 45.0% | 42.0% | 39.0% |
| Potential Cash-Out Refi | $42,690 | $54,485 | $66,902 | $79,974 | $93,735 | $108,223 | $123,477 | $139,538 | $156,449 | $174,255 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $64,730 | $77,627 | $91,201 | $105,487 | $120,524 | $136,352 | $153,012 | $170,550 | $189,011 | $208,446 |
| - Closing Costs | ($15,428) | ($16,199) | ($17,009) | ($17,859) | ($18,752) | ($19,690) | ($20,675) | ($21,708) | ($22,794) | ($23,933) |
| = Proceeds After Sale | $49,302 | $61,428 | $74,192 | $87,628 | $101,772 | $116,662 | $132,338 | $148,842 | $166,217 | $184,512 |
| + Cumulative Cash Flow | $1,402 | $3,175 | $5,329 | $7,873 | $10,818 | $14,175 | $17,956 | $22,171 | $26,832 | $31,951 |
| - Approximate Cash Invested | ($58,772) | ($58,772) | ($58,772) | ($58,772) | ($58,772) | ($58,772) | ($58,772) | ($58,772) | ($58,772) | ($58,772) |
| = Net Profit | ($8,068) | $5,831 | $20,748 | $36,728 | $53,818 | $72,065 | $91,522 | $112,240 | $134,277 | $157,691 |
| Internal Rate of Return | -13.7% | 4.9% | 10.8% | 13.3% | 14.5% | 15.0% | 15.2% | 15.3% | 15.2% | 15.1% |
| Return on Investment | -13.7% | 9.9% | 35.3% | 62.5% | 91.6% | 122.6% | 155.7% | 191.0% | 228.5% | 268.3% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.