New Construction 4 Bed 2 Bath 1,223 SF Leased
Arkansas
bed4 Bedsbathtub2 Bathscalendar_todayBuilt 2026 | Estimated Square Feet | 1,223 | | Initial Market Value | $209,900 | | Price | $209,900 | | Down Payment | $52,475 | | Closing Costs | $6,297 | | Loan Origination and/or Buydown Points | $0 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $58,772 | | Minimum Recommended Cash Reserves | $8,396 | | Cost per Square Foot / per Bedroom | $172 / $52,475 | | Monthly Rent per SQFT / per Bedroom | $1.30 / $399 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $1,595 | $19,140 | | Vacancy Losses | ($128) | ($1,531) | | Operating Income | $1,467 | $17,609 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($219) | ($2,624) | | Insurance | ($105) | ($1,259) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | $0 | $0 | | Maintenance | ($32) | ($383) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($355) | ($4,266) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,112 | $13,343 | | - Mortgage Payments | ($995) | ($11,940) | | = Cash Flow | $117 | $1,402 | | + Principal Reduction | $147 | $1,760 | | + Potential Cost Seg Tax Savings | $1,050 | $12,594 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $485 | $5,825 | | + One Year Appreciation | $875 | $10,495 | | = Gross Equity Income | $2,673 | $32,076 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $157,425 | N/A | | Monthly Payment | $995.03 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 6.500% / 2.800% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Projections & Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.76% | | Debt Coverage Ratio | 1.12 | | Annual Gross Rent Multiplier | 11 | | Capitalization Rate | 6.4% | | Cash on Cash Return | 2% | | Base Return on Investment (ROI) | 23% | | Inflation-Enhanced ROI™ (with IIDD) | 33% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 55% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| $10K toward closing costs/rate buy-down + 1 yr prepaid property management! New-construction 4BR/2BA in Little Rock, leased at $1,595/mo. Granite kitchen, stainless appliances, LVP floors, rear patio, privacy-fenced yard. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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