46 co-living
Georgia
bed8 Bedsbathtub5 Bathscalendar_todayBuilt 1977constructionRemodeled 2026 | Estimated Square Feet | 1,980 | | Initial Market Value | $369,000 | | Price | $369,000 | | Down Payment | $92,250 | | Closing Costs | $7,380 | | Loan Origination and/or Buydown Points | $5,535 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $105,165 | | Minimum Recommended Cash Reserves | $14,760 | | Cost per Square Foot / per Bedroom | $186 / $46,125 | | Monthly Rent per SQFT / per Bedroom | $3.50 / $866 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $6,930 | $83,160 | | Vacancy Losses | ($693) | ($8,316) | | Operating Income | $6,237 | $74,844 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($431) | ($5,166) | | Insurance | ($185) | ($2,214) | | Management Fees | ($1,185) | ($14,220) | | Leasing/Advertising Fees | ($208) | ($2,500) | | Association Fees | $0 | $0 | | Maintenance | ($277) | ($3,326) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($2,286) | ($27,427) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $3,951 | $47,417 | | - Mortgage Payments | ($1,888) | ($22,655) | | = Cash Flow | $2,064 | $24,762 | | + Principal Reduction | $223 | $2,679 | | + Potential Cost Seg Tax Savings | $1,845 | $22,140 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $853 | $10,240 | | + One Year Appreciation | $1,538 | $18,450 | | = Gross Equity Income | $6,523 | $78,270 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $276,750 | N/A | | Monthly Payment | $1,887.92 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 7.250% / 3.550% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 1.88% | | Debt Coverage Ratio | 2.09 | | Annual Gross Rent Multiplier | 4 | | Capitalization Rate | 12.9% | | Cash on Cash Return | 24% | | Base Return on Investment (ROI) | 44% | | Inflation-Enhanced ROI™ (with IIDD) | 53% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 74% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 10% | | Management Fee | 19% | | Maintenance Percentage | 4% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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