Nice Area- Two-story Home Cash
Indiana
4bd • 2.5ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $28,800 | $29,664 | $30,554 | $31,471 | $32,415 | $33,387 | $34,389 | $35,420 | $36,483 | $37,577 |
| Vacancy Losses | ($2,304) | ($2,373) | ($2,444) | ($2,518) | ($2,593) | ($2,671) | ($2,751) | ($2,834) | ($2,919) | ($3,006) |
| Operating Income | $26,496 | $27,291 | $28,110 | $28,953 | $29,821 | $30,716 | $31,638 | $32,587 | $33,564 | $34,571 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($7,298) | ($7,568) | ($7,848) | ($8,138) | ($8,440) | ($8,752) | ($9,076) | ($9,411) | ($9,760) | ($10,121) |
| Insurance | ($1,642) | ($1,703) | ($1,766) | ($1,831) | ($1,899) | ($1,969) | ($2,042) | ($2,118) | ($2,196) | ($2,277) |
| Management Fees | ($2,120) | ($2,183) | ($2,249) | ($2,316) | ($2,386) | ($2,457) | ($2,531) | ($2,607) | ($2,685) | ($2,766) |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | ($540) | ($560) | ($581) | ($602) | ($624) | ($648) | ($672) | ($696) | ($722) | ($749) |
| Maintenance | ($576) | ($597) | ($619) | ($642) | ($666) | ($691) | ($716) | ($743) | ($770) | ($799) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($12,176) | ($12,611) | ($13,063) | ($13,530) | ($14,015) | ($14,517) | ($15,036) | ($15,575) | ($16,133) | ($16,711) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $14,320 | $14,679 | $15,047 | $15,423 | $15,807 | $16,200 | $16,601 | $17,012 | $17,431 | $17,860 |
| - Mortgage Payments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| = Cash Flow | $14,320 | $14,679 | $15,047 | $15,423 | $15,807 | $16,200 | $16,601 | $17,012 | $17,431 | $17,860 |
| + Principal Reduction | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| + Appreciation | $18,245 | $19,157 | $20,115 | $21,121 | $22,177 | $23,286 | $24,450 | $25,673 | $26,956 | $28,304 |
| = Gross Equity Income | $32,565 | $33,837 | $35,162 | $36,543 | $37,984 | $39,485 | $41,051 | $42,684 | $44,387 | $46,164 |
| Capitalization Rate | 3.7% | 3.6% | 3.6% | 3.5% | 3.4% | 3.3% | 3.2% | 3.2% | 3.1% | 3.0% |
| Cash on Cash Return | 3.8% | 3.9% | 4.0% | 4.1% | 4.2% | 4.3% | 4.4% | 4.5% | 4.6% | 4.8% |
| Return on Equity | 8.5% | 8.4% | 8.3% | 8.2% | 8.2% | 8.1% | 8.0% | 7.9% | 7.8% | 7.8% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $383,145 | $402,302 | $422,417 | $443,538 | $465,715 | $489,001 | $513,451 | $539,123 | $566,080 | $594,384 |
| - Loan Balance | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| = Equity | $383,145 | $402,302 | $422,417 | $443,538 | $465,715 | $489,001 | $513,451 | $539,123 | $566,080 | $594,384 |
| Loan-to-Value Ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Potential Cash-Out Refi | $344,831 | $362,072 | $380,176 | $399,184 | $419,144 | $440,101 | $462,106 | $485,211 | $509,472 | $534,945 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $383,145 | $402,302 | $422,417 | $443,538 | $465,715 | $489,001 | $513,451 | $539,123 | $566,080 | $594,384 |
| - Closing Costs | ($26,820) | ($28,161) | ($29,569) | ($31,048) | ($32,600) | ($34,230) | ($35,942) | ($37,739) | ($39,626) | ($41,607) |
| = Proceeds After Sale | $356,325 | $374,141 | $392,848 | $412,491 | $433,115 | $454,771 | $477,509 | $501,385 | $526,454 | $552,777 |
| + Cumulative Cash Flow | $14,320 | $29,000 | $44,047 | $59,469 | $75,276 | $91,476 | $108,077 | $125,088 | $142,519 | $160,379 |
| - Approximate Cash Invested | ($375,847) | ($375,847) | ($375,847) | ($375,847) | ($375,847) | ($375,847) | ($375,847) | ($375,847) | ($375,847) | ($375,847) |
| = Net Profit | ($5,202) | $27,294 | $61,048 | $96,113 | $132,544 | $170,399 | $209,739 | $250,626 | $293,127 | $337,309 |
| Internal Rate of Return | -1.4% | 3.6% | 5.3% | 6.2% | 6.7% | 7.0% | 7.2% | 7.3% | 7.4% | 7.5% |
| Return on Investment | -1.4% | 7.3% | 16.2% | 25.6% | 35.3% | 45.3% | 55.8% | 66.7% | 78.0% | 89.7% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.