27 Co-Living
Georgia
bed8 Bedsbathtub7 Bathscalendar_todayBuilt 1963constructionRemodeled 2026 | Estimated Square Feet | 2,200 | | Initial Market Value | $384,900 | | Price | $384,900 | | Down Payment | $96,225 | | Closing Costs | $7,698 | | Loan Origination and/or Buydown Points | $5,774 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $109,697 | | Minimum Recommended Cash Reserves | $15,396 | | Cost per Square Foot / per Bedroom | $175 / $48,113 | | Monthly Rent per SQFT / per Bedroom | $3.58 / $986 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $7,886 | $94,632 | | Vacancy Losses | ($789) | ($9,463) | | Operating Income | $7,097 | $85,169 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($449) | ($5,389) | | Insurance | ($192) | ($2,309) | | Management Fees | ($1,349) | ($16,182) | | Leasing/Advertising Fees | ($208) | ($2,500) | | Association Fees | $0 | $0 | | Maintenance | ($315) | ($3,785) | | Other (Utilities, Supplies, etc.) | ($1,100) | ($13,200) | | Operating Expenses | ($3,614) | ($43,365) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $3,484 | $41,803 | | - Mortgage Payments | ($1,969) | ($23,631) | | = Cash Flow | $1,514 | $18,172 | | + Principal Reduction | $233 | $2,794 | | + Potential Cost Seg Tax Savings | $1,925 | $23,094 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $890 | $10,681 | | + One Year Appreciation | $1,604 | $19,245 | | = Gross Equity Income | $6,166 | $73,986 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $288,675 | N/A | | Monthly Payment | $1,969.27 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 7.250% / 3.550% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 2.05% | | Debt Coverage Ratio | 1.77 | | Annual Gross Rent Multiplier | 4 | | Capitalization Rate | 10.9% | | Cash on Cash Return | 17% | | Base Return on Investment (ROI) | 37% | | Inflation-Enhanced ROI™ (with IIDD) | 46% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 67% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 10% | | Management Fee | 19% | | Maintenance Percentage | 4% |
| Comments |
|---|
| will be sold turnkey, mid renovation. 6 en suites, 2 shared |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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