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Ten Year Performance Projection

Brand New Modern Single Family Home in Guthrie
Oklahoma
3bd • 2ba • Built: 2026

Projected IncomeYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Projected Rent $20,880$21,506$22,152$22,816$23,501$24,206$24,932$25,680$26,450$27,244
Vacancy Losses ($1,670)($1,721)($1,772)($1,825)($1,880)($1,936)($1,995)($2,054)($2,116)($2,179)
Operating Income $19,210$19,786$20,379$20,991$21,621$22,269$22,937$23,625$24,334$25,064
Estimated ExpensesYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Property Taxes($2,734)($2,835)($2,940)($3,048)($3,161)($3,278)($3,399)($3,525)($3,656)($3,791)
Insurance($895)($928)($962)($998)($1,035)($1,073)($1,113)($1,154)($1,196)($1,241)
Management Fees$0$0$0$0$0$0$0$0$0$0
Leasing/Advertising Fees$0$0$0$0$0$0$0$0$0$0
Association Fees$0$0$0$0$0$0$0$0$0$0
Maintenance($418)($433)($449)($466)($483)($501)($519)($539)($558)($579)
Other$0$0$0$0$0$0$0$0$0$0
Operating Expenses ($4,046)($4,195)($4,351)($4,512)($4,679)($4,852)($5,031)($5,217)($5,410)($5,611)
Income AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Net Operating Income $15,164$15,590$16,029$16,479$16,942$17,418$17,906$18,408$18,924$19,454
- Mortgage Payments($14,321)($14,321)($14,321)($14,321)($14,321)($14,321)($14,321)($14,321)($14,321)($14,321)
= Cash Flow $843$1,270$1,708$2,159$2,621$3,097$3,586$4,088$4,603$5,133
+ Principal Reduction $2,034$2,173$2,322$2,480$2,650$2,831$3,024$3,230$3,451$3,687
+ Appreciation $12,425$13,046$13,699$14,383$15,103$15,858$16,651$17,483$18,357$19,275
= Gross Equity Income $15,303$16,489$17,728$19,022$20,374$21,785$23,260$24,801$26,412$28,095
Capitalization Rate 5.8%5.7%5.6%5.5%5.3%5.2%5.1%5.0%4.9%4.8%
Cash on Cash Return 1.2%1.8%2.4%3.0%3.6%4.3%5.0%5.6%6.4%7.1%
Return on Equity 20.0%18.0%16.4%15.3%14.3%13.5%12.9%12.3%11.8%11.4%
Loan AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Market Value $260,925$273,971$287,670$302,053$317,156$333,014$349,664$367,148$385,505$404,780
- Loan Balance ($184,341)($182,168)($179,846)($177,366)($174,716)($171,886)($168,862)($165,631)($162,180)($158,494)
= Equity $76,584$91,804$107,824$124,688$142,440$161,128$180,803$201,516$223,325$246,287
Loan-to-Value Ratio 70.6%66.5%62.5%58.7%55.1%51.6%48.3%45.1%42.1%39.2%
Potential Cash-Out Refi $11,353$23,311$35,906$49,174$63,151$77,875$93,387$109,729$126,948$145,092
Sale AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Equity $76,584$91,804$107,824$124,688$142,440$161,128$180,803$201,516$223,325$246,287
- Closing Costs ($18,265)($19,178)($20,137)($21,144)($22,201)($23,311)($24,477)($25,700)($26,985)($28,335)
= Proceeds After Sale $58,320$72,626$87,687$103,544$120,239$137,817$156,326$175,816$196,339$217,952
+ Cumulative Cash Flow $843$2,113$3,822$5,980$8,602$11,699$15,284$19,372$23,975$29,108
- Approximate Cash Invested($72,376)($72,376)($72,376)($72,376)($72,376)($72,376)($72,376)($72,376)($72,376)($72,376)
= Net Profit ($13,213)$2,363$19,133$37,148$56,465$77,140$99,235$122,812$147,939$174,685
Internal Rate of Return -18.3%1.6%8.2%11.1%12.5%13.3%13.6%13.8%13.9%13.8%
Return on Investment -18.3%3.3%26.4%51.3%78.0%106.6%137.1%169.7%204.4%241.4%
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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