Brand New Modern Single Family Home in Guthrie
Oklahoma
3bd • 2ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $20,880 | $21,506 | $22,152 | $22,816 | $23,501 | $24,206 | $24,932 | $25,680 | $26,450 | $27,244 |
| Vacancy Losses | ($1,670) | ($1,721) | ($1,772) | ($1,825) | ($1,880) | ($1,936) | ($1,995) | ($2,054) | ($2,116) | ($2,179) |
| Operating Income | $19,210 | $19,786 | $20,379 | $20,991 | $21,621 | $22,269 | $22,937 | $23,625 | $24,334 | $25,064 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($2,734) | ($2,835) | ($2,940) | ($3,048) | ($3,161) | ($3,278) | ($3,399) | ($3,525) | ($3,656) | ($3,791) |
| Insurance | ($895) | ($928) | ($962) | ($998) | ($1,035) | ($1,073) | ($1,113) | ($1,154) | ($1,196) | ($1,241) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($418) | ($433) | ($449) | ($466) | ($483) | ($501) | ($519) | ($539) | ($558) | ($579) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($4,046) | ($4,195) | ($4,351) | ($4,512) | ($4,679) | ($4,852) | ($5,031) | ($5,217) | ($5,410) | ($5,611) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $15,164 | $15,590 | $16,029 | $16,479 | $16,942 | $17,418 | $17,906 | $18,408 | $18,924 | $19,454 |
| - Mortgage Payments | ($14,321) | ($14,321) | ($14,321) | ($14,321) | ($14,321) | ($14,321) | ($14,321) | ($14,321) | ($14,321) | ($14,321) |
| = Cash Flow | $843 | $1,270 | $1,708 | $2,159 | $2,621 | $3,097 | $3,586 | $4,088 | $4,603 | $5,133 |
| + Principal Reduction | $2,034 | $2,173 | $2,322 | $2,480 | $2,650 | $2,831 | $3,024 | $3,230 | $3,451 | $3,687 |
| + Appreciation | $12,425 | $13,046 | $13,699 | $14,383 | $15,103 | $15,858 | $16,651 | $17,483 | $18,357 | $19,275 |
| = Gross Equity Income | $15,303 | $16,489 | $17,728 | $19,022 | $20,374 | $21,785 | $23,260 | $24,801 | $26,412 | $28,095 |
| Capitalization Rate | 5.8% | 5.7% | 5.6% | 5.5% | 5.3% | 5.2% | 5.1% | 5.0% | 4.9% | 4.8% |
| Cash on Cash Return | 1.2% | 1.8% | 2.4% | 3.0% | 3.6% | 4.3% | 5.0% | 5.6% | 6.4% | 7.1% |
| Return on Equity | 20.0% | 18.0% | 16.4% | 15.3% | 14.3% | 13.5% | 12.9% | 12.3% | 11.8% | 11.4% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $260,925 | $273,971 | $287,670 | $302,053 | $317,156 | $333,014 | $349,664 | $367,148 | $385,505 | $404,780 |
| - Loan Balance | ($184,341) | ($182,168) | ($179,846) | ($177,366) | ($174,716) | ($171,886) | ($168,862) | ($165,631) | ($162,180) | ($158,494) |
| = Equity | $76,584 | $91,804 | $107,824 | $124,688 | $142,440 | $161,128 | $180,803 | $201,516 | $223,325 | $246,287 |
| Loan-to-Value Ratio | 70.6% | 66.5% | 62.5% | 58.7% | 55.1% | 51.6% | 48.3% | 45.1% | 42.1% | 39.2% |
| Potential Cash-Out Refi | $11,353 | $23,311 | $35,906 | $49,174 | $63,151 | $77,875 | $93,387 | $109,729 | $126,948 | $145,092 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $76,584 | $91,804 | $107,824 | $124,688 | $142,440 | $161,128 | $180,803 | $201,516 | $223,325 | $246,287 |
| - Closing Costs | ($18,265) | ($19,178) | ($20,137) | ($21,144) | ($22,201) | ($23,311) | ($24,477) | ($25,700) | ($26,985) | ($28,335) |
| = Proceeds After Sale | $58,320 | $72,626 | $87,687 | $103,544 | $120,239 | $137,817 | $156,326 | $175,816 | $196,339 | $217,952 |
| + Cumulative Cash Flow | $843 | $2,113 | $3,822 | $5,980 | $8,602 | $11,699 | $15,284 | $19,372 | $23,975 | $29,108 |
| - Approximate Cash Invested | ($72,376) | ($72,376) | ($72,376) | ($72,376) | ($72,376) | ($72,376) | ($72,376) | ($72,376) | ($72,376) | ($72,376) |
| = Net Profit | ($13,213) | $2,363 | $19,133 | $37,148 | $56,465 | $77,140 | $99,235 | $122,812 | $147,939 | $174,685 |
| Internal Rate of Return | -18.3% | 1.6% | 8.2% | 11.1% | 12.5% | 13.3% | 13.6% | 13.8% | 13.9% | 13.8% |
| Return on Investment | -18.3% | 3.3% | 26.4% | 51.3% | 78.0% | 106.6% | 137.1% | 169.7% | 204.4% | 241.4% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.