Brand New Modern Single Family Home in Guthrie
Oklahoma
bed3 Bedsbathtub2 Bathscalendar_todayBuilt 2026 | Estimated Square Feet | 1,200 | | Initial Market Value | $248,500 | | Price | $248,500 | | Down Payment | $62,125 | | Closing Costs | $7,455 | | Loan Origination and/or Buydown Points | $2,796 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $72,376 | | Minimum Recommended Cash Reserves | $9,940 | | Cost per Square Foot / per Bedroom | $207 / $82,833 | | Monthly Rent per SQFT / per Bedroom | $1.45 / $580 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $1,740 | $20,880 | | Vacancy Losses | ($139) | ($1,670) | | Operating Income | $1,601 | $19,210 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($228) | ($2,734) | | Insurance | ($75) | ($895) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | $0 | $0 | | Maintenance | ($35) | ($418) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($337) | ($4,046) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,264 | $15,164 | | - Mortgage Payments | ($1,193) | ($14,321) | | = Cash Flow | $70 | $843 | | + Principal Reduction | $170 | $2,034 | | + Potential Cost Seg Tax Savings | $1,243 | $14,910 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $575 | $6,896 | | + One Year Appreciation | $1,035 | $12,425 | | = Gross Equity Income | $3,092 | $37,108 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $186,375 | N/A | | Monthly Payment | $1,193.38 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 6.625% / 2.925% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.70% | | Debt Coverage Ratio | 1.06 | | Annual Gross Rent Multiplier | 12 | | Capitalization Rate | 6.1% | | Cash on Cash Return | 1% | | Base Return on Investment (ROI) | 21% | | Inflation-Enhanced ROI™ (with IIDD) | 31% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 51% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| Located in Guthrie, this charming 3-bedroom, 2-bath home features a spacious layout, modern finishes, and a quiet neighborhood setting. Incentives: 3% Seller Credit 2 Yrs Free Property Management |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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