Brand New SFH in A+ Area
Oklahoma
4bd • 2ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $27,360 | $28,181 | $29,026 | $29,897 | $30,794 | $31,718 | $32,669 | $33,649 | $34,659 | $35,699 |
| Vacancy Losses | ($2,189) | ($2,254) | ($2,322) | ($2,392) | ($2,464) | ($2,537) | ($2,614) | ($2,692) | ($2,773) | ($2,856) |
| Operating Income | $25,171 | $25,926 | $26,704 | $27,505 | $28,330 | $29,180 | $30,056 | $30,957 | $31,886 | $32,843 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($4,759) | ($4,935) | ($5,117) | ($5,307) | ($5,503) | ($5,707) | ($5,918) | ($6,137) | ($6,364) | ($6,599) |
| Insurance | ($1,292) | ($1,339) | ($1,389) | ($1,440) | ($1,494) | ($1,549) | ($1,606) | ($1,666) | ($1,727) | ($1,791) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($547) | ($567) | ($588) | ($610) | ($633) | ($656) | ($680) | ($706) | ($732) | ($759) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($6,597) | ($6,842) | ($7,095) | ($7,357) | ($7,629) | ($7,912) | ($8,204) | ($8,508) | ($8,823) | ($9,149) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $18,574 | $19,085 | $19,609 | $20,148 | $20,701 | $21,269 | $21,851 | $22,449 | $23,063 | $23,694 |
| - Mortgage Payments | ($19,588) | ($19,588) | ($19,588) | ($19,588) | ($19,588) | ($19,588) | ($19,588) | ($19,588) | ($19,588) | ($19,588) |
| = Cash Flow | ($1,014) | ($503) | $22 | $560 | $1,113 | $1,681 | $2,264 | $2,862 | $3,476 | $4,106 |
| + Principal Reduction | $2,782 | $2,972 | $3,175 | $3,392 | $3,624 | $3,872 | $4,136 | $4,418 | $4,720 | $5,043 |
| + Appreciation | $16,995 | $17,845 | $18,737 | $19,674 | $20,658 | $21,690 | $22,775 | $23,914 | $25,109 | $26,365 |
| = Gross Equity Income | $18,763 | $20,314 | $21,934 | $23,627 | $25,395 | $27,243 | $29,175 | $31,194 | $33,305 | $35,513 |
| Capitalization Rate | 5.2% | 5.1% | 5.0% | 4.9% | 4.8% | 4.7% | 4.6% | 4.5% | 4.4% | 4.3% |
| Cash on Cash Return | -1.0% | -0.5% | 0.0% | 0.5% | 1.1% | 1.6% | 2.1% | 2.7% | 3.3% | 3.9% |
| Return on Equity | 17.9% | 16.2% | 14.9% | 13.9% | 13.0% | 12.4% | 11.8% | 11.3% | 10.9% | 10.5% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $356,895 | $374,740 | $393,477 | $413,151 | $433,808 | $455,499 | $478,273 | $502,187 | $527,296 | $553,661 |
| - Loan Balance | ($252,143) | ($249,170) | ($245,995) | ($242,602) | ($238,978) | ($235,107) | ($230,971) | ($226,552) | ($221,832) | ($216,789) |
| = Equity | $104,752 | $125,570 | $147,482 | $170,548 | $194,830 | $220,392 | $247,303 | $275,635 | $305,464 | $336,872 |
| Loan-to-Value Ratio | 70.6% | 66.5% | 62.5% | 58.7% | 55.1% | 51.6% | 48.3% | 45.1% | 42.1% | 39.2% |
| Potential Cash-Out Refi | $15,529 | $31,885 | $49,113 | $67,261 | $86,378 | $106,517 | $127,734 | $150,088 | $173,640 | $198,457 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $104,752 | $125,570 | $147,482 | $170,548 | $194,830 | $220,392 | $247,303 | $275,635 | $305,464 | $336,872 |
| - Closing Costs | ($24,983) | ($26,232) | ($27,543) | ($28,921) | ($30,367) | ($31,885) | ($33,479) | ($35,153) | ($36,911) | ($38,756) |
| = Proceeds After Sale | $79,770 | $99,338 | $119,939 | $141,628 | $164,463 | $188,507 | $213,824 | $240,482 | $268,554 | $298,116 |
| + Cumulative Cash Flow | ($1,014) | ($1,517) | ($1,495) | ($935) | $179 | $1,860 | $4,123 | $6,985 | $10,460 | $14,566 |
| - Approximate Cash Invested | ($105,794) | ($105,794) | ($105,794) | ($105,794) | ($105,794) | ($105,794) | ($105,794) | ($105,794) | ($105,794) | ($105,794) |
| = Net Profit | ($27,038) | ($7,973) | $12,650 | $34,899 | $58,848 | $84,572 | $112,153 | $141,673 | $173,220 | $206,888 |
| Internal Rate of Return | -25.6% | -3.8% | 3.8% | 7.3% | 9.2% | 10.2% | 10.8% | 11.2% | 11.4% | 11.5% |
| Return on Investment | -25.6% | -7.5% | 12.0% | 33.0% | 55.6% | 79.9% | 106.0% | 133.9% | 163.7% | 195.6% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.