Unique House, Trailer and Shop w/ Seperate Tenants
Arkansas
6 Beds5 BathsBuilt 1940Remodeled 2025
Estimated Square Feet3,437
Initial Market Value$365,000
Price$365,000
Down Payment $182,500
Closing Costs $5,475
Loan Origination and/or Buydown Points $2,738
Other Costs and Fixup$0
Approximate Cash Invested $190,713
Minimum Recommended Cash Reserves $14,600
Cost per Square Foot / per Bedroom $106 / $60,833
Monthly Rent per SQFT / per Bedroom $1.06 / $608
Projected IncomeMonthlyAnnual
Projected Rent$3,650$43,800
Vacancy Losses ($292)($3,504)
Operating Income $3,358$40,296
Estimated ExpensesMonthlyAnnual
Property Taxes($228)($2,738)
Insurance($183)($2,190)
Management Fees$0$0
Leasing/Advertising Fees($0)($2)
Association Fees$0$0
Maintenance($183)($2,190)
Other (Utilities, Supplies, etc.)$0$0
Operating Expenses ($593)($7,120)
Net PerformanceMonthlyAnnual
Net Operating Income $2,765$33,177
- Mortgage Payments($1,154)($13,842)
= Cash Flow $1,611$19,334
+ Principal Reduction $170$2,040
+ Potential Cost Seg Tax Savings $1,825$21,900
+ Inflation Induced Debt Destruction® (IIDD) - Beta $563$6,753
+ One Year Appreciation $1,521$18,250
= Gross Equity Income $5,690$68,277
Mortgage InfoFirstSecond
Loan-to-Value Ratio 50%N/A
Loan Amount$182,500N/A
Monthly Payment$1,153.52N/A
Loan TypeAmortizing FixedN/A
Term30 YearsN/A
Nominal / Real Interest Rate 6.500% / 2.800%N/A
Monthly PMI$0N/A
Empowered Investor® Indicators
Rent-to-Value Ratio™ (RV Ratio™)1.00%
Debt Coverage Ratio 2.40
Annual Gross Rent Multiplier8
Capitalization Rate 9.1%
Cash on Cash Return 10%
Base Return on Investment (ROI) 21%
Inflation-Enhanced ROI™ (with IIDD) 24%
Tax-Optimized ROI™ (Cost Seg+IIDD) 36%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions & Projections
Projected Appreciation Rate5.0%
Gov CPI Inflation September '26 3.7%
Vacancy Rate8%
Management Fee0%
Maintenance Percentage5%
Comments
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.