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Ten Year Performance Projection

New Fully Leased 3/2 Lawton Construction Duplex
Oklahoma
6bd • 4ba • Built: 2026

Projected IncomeYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Projected Rent $32,460$33,434$34,437$35,470$36,534$37,630$38,759$39,922$41,119$42,353
Vacancy Losses ($2,597)($2,675)($2,755)($2,838)($2,923)($3,010)($3,101)($3,194)($3,290)($3,388)
Operating Income $29,863$30,759$31,682$32,632$33,611$34,620$35,658$36,728$37,830$38,965
Estimated ExpensesYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Property Taxes($4,296)($4,455)($4,620)($4,791)($4,968)($5,152)($5,342)($5,540)($5,745)($5,958)
Insurance($1,325)($1,374)($1,424)($1,477)($1,532)($1,588)($1,647)($1,708)($1,771)($1,837)
Management Fees$0$0$0$0$0$0$0$0$0$0
Leasing/Advertising Fees$0$0$0$0$0$0$0$0$0$0
Association Fees$0$0$0$0$0$0$0$0$0$0
Maintenance($649)($673)($698)($724)($751)($779)($807)($837)($868)($900)
Other$0$0$0$0$0$0$0$0$0$0
Operating Expenses ($6,270)($6,502)($6,742)($6,992)($7,251)($7,519)($7,797)($8,085)($8,385)($8,695)
Income AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Net Operating Income $23,593$24,257$24,940$25,641$26,361$27,101$27,861$28,643$29,445$30,270
- Mortgage Payments($20,631)($20,631)($20,631)($20,631)($20,631)($20,631)($20,631)($20,631)($20,631)($20,631)
= Cash Flow $2,963$3,627$4,309$5,010$5,730$6,470$7,230$8,012$8,814$9,639
+ Principal Reduction $2,931$3,131$3,345$3,573$3,817$4,078$4,356$4,654$4,972$5,311
+ Appreciation $17,900$18,795$19,735$20,721$21,758$22,845$23,988$25,187$26,446$27,769
= Gross Equity Income $23,793$25,552$27,388$29,304$31,305$33,393$35,574$37,853$40,232$42,719
Capitalization Rate 6.3%6.1%6.0%5.9%5.8%5.6%5.5%5.4%5.3%5.2%
Cash on Cash Return 2.7%3.3%3.9%4.5%5.1%5.8%6.5%7.2%7.9%8.7%
Return on Equity 21.6%19.3%17.6%16.3%15.3%14.4%13.7%13.0%12.5%12.0%
Loan AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Market Value $375,900$394,695$414,430$435,151$456,909$479,754$503,742$528,929$555,376$583,144
- Loan Balance ($265,569)($262,439)($259,094)($255,521)($251,704)($247,627)($243,270)($238,617)($233,645)($228,334)
= Equity $110,331$132,256$155,336$179,630$205,205$232,128$260,472$290,312$321,730$354,810
Loan-to-Value Ratio 70.6%66.5%62.5%58.7%55.1%51.6%48.3%45.1%42.1%39.2%
Potential Cash-Out Refi $16,356$33,583$51,728$70,842$90,977$112,189$134,536$158,080$182,887$209,024
Sale AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Equity $110,331$132,256$155,336$179,630$205,205$232,128$260,472$290,312$321,730$354,810
- Closing Costs ($26,313)($27,629)($29,010)($30,461)($31,984)($33,583)($35,262)($37,025)($38,876)($40,820)
= Proceeds After Sale $84,018$104,628$126,325$149,169$173,221$198,545$225,210$253,287$282,854$313,990
+ Cumulative Cash Flow $2,963$6,589$10,898$15,908$21,638$28,108$35,338$43,350$52,164$61,804
- Approximate Cash Invested($111,428)($111,428)($111,428)($111,428)($111,428)($111,428)($111,428)($111,428)($111,428)($111,428)
= Net Profit ($24,447)($211)$25,796$53,650$83,431$115,225$149,120$185,210$223,591$264,366
Internal Rate of Return -21.9%-0.1%7.4%10.7%12.4%13.3%13.8%14.0%14.1%14.2%
Return on Investment -21.9%-0.2%23.2%48.1%74.9%103.4%133.8%166.2%200.7%237.3%
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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