Brand New SFH in A+ Area
Oklahoma
4bd • 2ba • Built: 2025
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $25,140 | $25,894 | $26,671 | $27,471 | $28,295 | $29,144 | $30,018 | $30,919 | $31,847 | $32,802 |
| Vacancy Losses | ($2,011) | ($2,072) | ($2,134) | ($2,198) | ($2,264) | ($2,332) | ($2,401) | ($2,474) | ($2,548) | ($2,624) |
| Operating Income | $23,129 | $23,823 | $24,537 | $25,273 | $26,032 | $26,813 | $27,617 | $28,446 | $29,299 | $30,178 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($4,403) | ($4,566) | ($4,735) | ($4,910) | ($5,092) | ($5,280) | ($5,475) | ($5,678) | ($5,888) | ($6,106) |
| Insurance | ($1,195) | ($1,239) | ($1,285) | ($1,333) | ($1,382) | ($1,433) | ($1,486) | ($1,541) | ($1,598) | ($1,657) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | ($156) | ($162) | ($168) | ($174) | ($180) | ($187) | ($194) | ($201) | ($209) | ($216) |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($503) | ($521) | ($541) | ($561) | ($581) | ($603) | ($625) | ($648) | ($672) | ($697) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($6,257) | ($6,488) | ($6,728) | ($6,977) | ($7,236) | ($7,503) | ($7,781) | ($8,069) | ($8,367) | ($8,677) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $16,872 | $17,334 | $17,809 | $18,296 | $18,796 | $19,309 | $19,836 | $20,377 | $20,931 | $21,501 |
| - Mortgage Payments | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) |
| = Cash Flow | ($1,252) | ($790) | ($315) | $172 | $672 | $1,185 | $1,712 | $2,253 | $2,808 | $3,377 |
| + Principal Reduction | $2,574 | $2,750 | $2,938 | $3,139 | $3,353 | $3,582 | $3,827 | $4,088 | $4,368 | $4,666 |
| + Appreciation | $15,725 | $16,511 | $17,337 | $18,204 | $19,114 | $20,070 | $21,073 | $22,127 | $23,233 | $24,395 |
| = Gross Equity Income | $17,047 | $18,472 | $19,960 | $21,515 | $23,139 | $24,837 | $26,612 | $28,468 | $30,408 | $32,437 |
| Capitalization Rate | 5.1% | 5.0% | 4.9% | 4.8% | 4.7% | 4.6% | 4.5% | 4.4% | 4.3% | 4.2% |
| Cash on Cash Return | -1.3% | -0.8% | -0.3% | 0.2% | 0.7% | 1.3% | 1.8% | 2.4% | 3.0% | 3.6% |
| Return on Equity | 17.6% | 15.9% | 14.6% | 13.6% | 12.8% | 12.2% | 11.6% | 11.2% | 10.8% | 10.4% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $330,225 | $346,736 | $364,073 | $382,277 | $401,391 | $421,460 | $442,533 | $464,660 | $487,893 | $512,287 |
| - Loan Balance | ($233,301) | ($230,550) | ($227,612) | ($224,473) | ($221,120) | ($217,538) | ($213,711) | ($209,623) | ($205,255) | ($200,589) |
| = Equity | $96,924 | $116,186 | $136,461 | $157,803 | $180,271 | $203,922 | $228,822 | $255,037 | $282,638 | $311,698 |
| Loan-to-Value Ratio | 70.6% | 66.5% | 62.5% | 58.7% | 55.1% | 51.6% | 48.3% | 45.1% | 42.1% | 39.2% |
| Potential Cash-Out Refi | $14,368 | $29,502 | $45,443 | $62,234 | $79,923 | $98,557 | $118,189 | $138,872 | $160,664 | $183,626 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $96,924 | $116,186 | $136,461 | $157,803 | $180,271 | $203,922 | $228,822 | $255,037 | $282,638 | $311,698 |
| - Closing Costs | ($23,116) | ($24,272) | ($25,485) | ($26,759) | ($28,097) | ($29,502) | ($30,977) | ($32,526) | ($34,152) | ($35,860) |
| = Proceeds After Sale | $73,809 | $91,915 | $110,976 | $131,044 | $152,173 | $174,420 | $197,845 | $222,511 | $248,485 | $275,838 |
| + Cumulative Cash Flow | ($1,252) | ($2,042) | ($2,357) | ($2,185) | ($1,513) | ($327) | $1,385 | $3,638 | $6,445 | $9,822 |
| - Approximate Cash Invested | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) |
| = Net Profit | ($21,793) | ($4,477) | $14,269 | $34,509 | $56,311 | $79,743 | $104,880 | $131,798 | $160,580 | $191,310 |
| Internal Rate of Return | -23.1% | -2.4% | 4.8% | 8.0% | 9.7% | 10.6% | 11.2% | 11.5% | 11.6% | 11.7% |
| Return on Investment | -23.1% | -4.7% | 15.1% | 36.6% | 59.7% | 84.5% | 111.2% | 139.7% | 170.2% | 202.8% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.