Ranch Home in Nice area
Indiana
bed4 Bedsbathtub2 Bathscalendar_todayBuilt 2026 | Estimated Square Feet | 1,771 | | Initial Market Value | $342,900 | | Price | $342,900 | | Down Payment | $102,870 | | Closing Costs | $10,287 | | Loan Origination and/or Buydown Points | $3,600 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $116,757 | | Minimum Recommended Cash Reserves | $13,716 | | Cost per Square Foot / per Bedroom | $194 / $85,725 | | Monthly Rent per SQFT / per Bedroom | $1.19 / $525 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,100 | $25,200 | | Vacancy Losses | ($168) | ($2,016) | | Operating Income | $1,932 | $23,184 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($572) | ($6,858) | | Insurance | ($129) | ($1,543) | | Management Fees | ($155) | ($1,855) | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($58) | ($696) | | Maintenance | ($42) | ($504) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($955) | ($11,456) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $977 | $11,728 | | - Mortgage Payments | ($1,181) | ($14,170) | | = Cash Flow | ($203) | ($2,441) | | + Principal Reduction | $337 | $4,047 | | + Potential Cost Seg Tax Savings | $1,715 | $20,574 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $740 | $8,881 | | + One Year Appreciation | $1,429 | $17,145 | | = Gross Equity Income | $4,017 | $48,205 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 70% | N/A | | Loan Amount | $240,030 | N/A | | Monthly Payment | $1,180.80 | N/A | | Loan Type | Amortizing ARM | N/A | | Term | 7 Years | N/A | | Nominal / Real Interest Rate | 4.250% / 0.550% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Projections & Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.61% | | Debt Coverage Ratio | 0.83 | | Annual Gross Rent Multiplier | 14 | | Capitalization Rate | 3.4% | | Cash on Cash Return | -2% | | Base Return on Investment (ROI) | 16% | | Inflation-Enhanced ROI™ (with IIDD) | 24% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 41% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 8% | | Management Fee | 8% | | Maintenance Percentage | 2% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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