Great Opportunity!
Arizona
bed3 Bedsbathtub3 Bathscalendar_todayBuilt 1985 | Estimated Square Feet | 1,560 | | Initial Market Value | $449,000 | | Price | $449,000 | | Down Payment | $112,250 | | Closing Costs | $6,735 | | Loan Origination and/or Buydown Points | $6,735 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $125,720 | | Minimum Recommended Cash Reserves | $17,960 | | Cost per Square Foot / per Bedroom | $288 / $149,667 | | Monthly Rent per SQFT / per Bedroom | $1.79 / $933 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,800 | $33,600 | | Vacancy Losses | ($224) | ($2,688) | | Operating Income | $2,576 | $30,912 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($112) | ($1,347) | | Insurance | ($150) | ($1,796) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($54) | ($648) | | Maintenance | ($140) | ($1,680) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($456) | ($5,471) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $2,120 | $25,441 | | - Mortgage Payments | ($1,929) | ($23,152) | | = Cash Flow | $191 | $2,289 | | + Principal Reduction | $0 | $0 | | + Potential Cost Seg Tax Savings | $2,245 | $26,940 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $1,038 | $12,460 | | + One Year Appreciation | $1,871 | $22,450 | | = Gross Equity Income | $5,345 | $64,139 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $336,750 | N/A | | Monthly Payment | $1,929.30 | N/A | | Loan Type | Interest Only Fixed | N/A | | Term | 10 Years | N/A | | Nominal / Real Interest Rate | 6.875% / 3.175% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.62% | | Debt Coverage Ratio | 1.10 | | Annual Gross Rent Multiplier | 13 | | Capitalization Rate | 5.7% | | Cash on Cash Return | 2% | | Base Return on Investment (ROI) | 20% | | Inflation-Enhanced ROI™ (with IIDD) | 30% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 51% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 5% |
| Comments |
|---|
| Tenant ready to sign a lease $2800 - interested in lease to own. Fully renovated from top to bottom with one-of-a-kind designer finishes! | *Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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