Great Opportunity!
Arizona
3 Beds3 BathsBuilt 1985
Estimated Square Feet1,560
Initial Market Value$449,000
Price$449,000
Down Payment $112,250
Closing Costs $6,735
Loan Origination and/or Buydown Points $6,735
Other Costs and Fixup$0
Approximate Cash Invested $125,720
Minimum Recommended Cash Reserves $17,960
Cost per Square Foot / per Bedroom $288 / $149,667
Monthly Rent per SQFT / per Bedroom $1.79 / $933
Projected IncomeMonthlyAnnual
Projected Rent$2,800$33,600
Vacancy Losses ($224)($2,688)
Operating Income $2,576$30,912
Estimated ExpensesMonthlyAnnual
Property Taxes($112)($1,347)
Insurance($150)($1,796)
Management Fees$0$0
Leasing/Advertising Fees$0$0
Association Fees($54)($648)
Maintenance($140)($1,680)
Other (Utilities, Supplies, etc.)$0$0
Operating Expenses ($456)($5,471)
Net PerformanceMonthlyAnnual
Net Operating Income $2,120$25,441
- Mortgage Payments($1,929)($23,152)
= Cash Flow $191$2,289
+ Principal Reduction $0$0
+ Potential Cost Seg Tax Savings $2,245$26,940
+ Inflation Induced Debt Destruction® (IIDD) - Beta $1,038$12,460
+ One Year Appreciation $1,871$22,450
= Gross Equity Income $5,345$64,139
Mortgage InfoFirstSecond
Loan-to-Value Ratio 75%N/A
Loan Amount$336,750N/A
Monthly Payment$1,929.30N/A
Loan TypeInterest Only FixedN/A
Term10 YearsN/A
Nominal / Real Interest Rate 6.875% / 3.175%N/A
Monthly PMI$0N/A
Empowered Investor® Indicators
Rent-to-Value Ratio™ (RV Ratio™)0.62%
Debt Coverage Ratio 1.10
Annual Gross Rent Multiplier13
Capitalization Rate 5.7%
Cash on Cash Return 2%
Base Return on Investment (ROI) 20%
Inflation-Enhanced ROI™ (with IIDD) 30%
Tax-Optimized ROI™ (Cost Seg+IIDD) 51%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions & Projections
Projected Appreciation Rate5.0%
Gov CPI Inflation September '26 3.7%
Vacancy Rate8%
Management Fee0%
Maintenance Percentage5%
Comments
Tenant ready to sign a lease $2800 - interested in lease to own. Fully renovated from top to bottom with one-of-a-kind designer finishes!
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.