Currently Occupied
Arizona
bed3 Bedsbathtub2 Bathscalendar_todayBuilt 1998 | Estimated Square Feet | 1,231 | | Initial Market Value | $422,000 | | Price | $422,000 | | Down Payment | $105,500 | | Closing Costs | $6,330 | | Loan Origination and/or Buydown Points | $6,330 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $118,160 | | Minimum Recommended Cash Reserves | $16,880 | | Cost per Square Foot / per Bedroom | $343 / $140,667 | | Monthly Rent per SQFT / per Bedroom | $1.95 / $800 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,400 | $28,800 | | Vacancy Losses | ($192) | ($2,304) | | Operating Income | $2,208 | $26,496 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($70) | ($844) | | Insurance | ($211) | ($2,532) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | $0 | $0 | | Maintenance | ($120) | ($1,440) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($401) | ($4,816) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,807 | $21,680 | | - Mortgage Payments | ($1,813) | ($21,759) | | = Cash Flow | ($7) | ($79) | | + Principal Reduction | $0 | $0 | | + Potential Cost Seg Tax Savings | $2,110 | $25,320 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $976 | $11,711 | | + One Year Appreciation | $1,758 | $21,100 | | = Gross Equity Income | $4,838 | $58,051 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $316,500 | N/A | | Monthly Payment | $1,813.28 | N/A | | Loan Type | Interest Only Fixed | N/A | | Term | 10 Years | N/A | | Nominal / Real Interest Rate | 6.875% / 3.175% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.57% | | Debt Coverage Ratio | 1.00 | | Annual Gross Rent Multiplier | 15 | | Capitalization Rate | 5.1% | | Cash on Cash Return | 0% | | Base Return on Investment (ROI) | 18% | | Inflation-Enhanced ROI™ (with IIDD) | 28% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 49% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 5% |
| Comments |
|---|
| New HVAC, New Windows, Remodeled master |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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