29 Co-Living
Georgia
bed8 Bedsbathtub7 Bathscalendar_todayBuilt 1950constructionRemodeled 2025 | Estimated Square Feet | 2,147 | | Initial Market Value | $397,900 | | Price | $397,900 | | Down Payment | $99,475 | | Closing Costs | $7,958 | | Loan Origination and/or Buydown Points | $5,969 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $113,402 | | Minimum Recommended Cash Reserves | $15,916 | | Cost per Square Foot / per Bedroom | $185 / $49,738 | | Monthly Rent per SQFT / per Bedroom | $3.59 / $964 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $7,710 | $92,520 | | Vacancy Losses | ($771) | ($9,252) | | Operating Income | $6,939 | $83,268 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($464) | ($5,571) | | Insurance | ($199) | ($2,387) | | Management Fees | ($1,318) | ($15,821) | | Leasing/Advertising Fees | ($208) | ($2,500) | | Association Fees | $0 | $0 | | Maintenance | ($308) | ($3,701) | | Other (Utilities, Supplies, etc.) | ($1,100) | ($13,200) | | Operating Expenses | ($3,598) | ($43,180) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $3,341 | $40,088 | | - Mortgage Payments | ($2,036) | ($24,429) | | = Cash Flow | $1,305 | $15,659 | | + Principal Reduction | $241 | $2,888 | | + Potential Cost Seg Tax Savings | $1,990 | $23,874 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $920 | $11,042 | | + One Year Appreciation | $1,658 | $19,895 | | = Gross Equity Income | $6,113 | $73,358 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $298,425 | N/A | | Monthly Payment | $2,035.78 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 7.250% / 3.550% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 1.94% | | Debt Coverage Ratio | 1.64 | | Annual Gross Rent Multiplier | 4 | | Capitalization Rate | 10.1% | | Cash on Cash Return | 14% | | Base Return on Investment (ROI) | 34% | | Inflation-Enhanced ROI™ (with IIDD) | 44% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 65% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 10% | | Management Fee | 19% | | Maintenance Percentage | 4% |
| Comments |
|---|
| will be sold turnkey, mid renovation. 6 en suites, 2 shared |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
|