Brand New Duplex with Garage in Chickasha
Oklahoma
4bd • 4ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $32,160 | $33,125 | $34,119 | $35,142 | $36,196 | $37,282 | $38,401 | $39,553 | $40,739 | $41,962 |
| Vacancy Losses | ($2,573) | ($2,650) | ($2,729) | ($2,811) | ($2,896) | ($2,983) | ($3,072) | ($3,164) | ($3,259) | ($3,357) |
| Operating Income | $29,587 | $30,475 | $31,389 | $32,331 | $33,301 | $34,300 | $35,329 | $36,389 | $37,480 | $38,605 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($4,140) | ($4,293) | ($4,452) | ($4,617) | ($4,788) | ($4,965) | ($5,148) | ($5,339) | ($5,536) | ($5,741) |
| Insurance | ($1,518) | ($1,574) | ($1,632) | ($1,693) | ($1,755) | ($1,820) | ($1,888) | ($1,958) | ($2,030) | ($2,105) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($643) | ($667) | ($692) | ($717) | ($744) | ($771) | ($800) | ($829) | ($860) | ($892) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($6,301) | ($6,534) | ($6,776) | ($7,027) | ($7,287) | ($7,556) | ($7,836) | ($8,126) | ($8,427) | ($8,738) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $23,286 | $23,940 | $24,613 | $25,304 | $26,014 | $26,743 | $27,493 | $28,263 | $29,054 | $29,866 |
| - Mortgage Payments | ($17,142) | ($17,142) | ($17,142) | ($17,142) | ($17,142) | ($17,142) | ($17,142) | ($17,142) | ($17,142) | ($17,142) |
| = Cash Flow | $6,144 | $6,798 | $7,471 | $8,162 | $8,872 | $9,601 | $10,350 | $11,120 | $11,911 | $12,724 |
| + Principal Reduction | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| + Appreciation | $17,250 | $18,113 | $19,018 | $19,969 | $20,967 | $22,016 | $23,117 | $24,272 | $25,486 | $26,760 |
| = Gross Equity Income | $23,394 | $24,911 | $26,489 | $28,131 | $29,839 | $31,617 | $33,467 | $35,393 | $37,397 | $39,484 |
| Capitalization Rate | 6.4% | 6.3% | 6.2% | 6.0% | 5.9% | 5.8% | 5.7% | 5.5% | 5.4% | 5.3% |
| Cash on Cash Return | 5.8% | 6.4% | 7.0% | 7.7% | 8.4% | 9.1% | 9.8% | 10.5% | 11.2% | 12.0% |
| Return on Equity | 22.6% | 20.5% | 18.8% | 17.5% | 16.4% | 15.5% | 14.8% | 14.1% | 13.5% | 13.0% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $362,250 | $380,363 | $399,381 | $419,350 | $440,317 | $462,333 | $485,450 | $509,722 | $535,208 | $561,969 |
| - Loan Balance | ($258,750) | ($258,750) | ($258,750) | ($258,750) | ($258,750) | ($258,750) | ($258,750) | ($258,750) | ($258,750) | ($258,750) |
| = Equity | $103,500 | $121,613 | $140,631 | $160,600 | $181,567 | $203,583 | $226,700 | $250,972 | $276,458 | $303,219 |
| Loan-to-Value Ratio | 71.4% | 68.0% | 64.8% | 61.7% | 58.8% | 56.0% | 53.3% | 50.8% | 48.3% | 46.0% |
| Potential Cash-Out Refi | $12,938 | $26,522 | $40,785 | $55,762 | $71,488 | $88,000 | $105,337 | $123,542 | $142,656 | $162,726 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $103,500 | $121,613 | $140,631 | $160,600 | $181,567 | $203,583 | $226,700 | $250,972 | $276,458 | $303,219 |
| - Closing Costs | ($25,358) | ($26,625) | ($27,957) | ($29,354) | ($30,822) | ($32,363) | ($33,981) | ($35,681) | ($37,465) | ($39,338) |
| = Proceeds After Sale | $78,143 | $94,987 | $112,674 | $131,245 | $150,745 | $171,220 | $192,718 | $215,292 | $238,994 | $263,881 |
| + Cumulative Cash Flow | $6,144 | $12,942 | $20,413 | $28,574 | $37,446 | $47,047 | $57,397 | $68,518 | $80,429 | $93,153 |
| - Approximate Cash Invested | ($106,088) | ($106,088) | ($106,088) | ($106,088) | ($106,088) | ($106,088) | ($106,088) | ($106,088) | ($106,088) | ($106,088) |
| = Net Profit | ($21,801) | $1,842 | $26,999 | $53,732 | $82,103 | $112,179 | $144,028 | $177,722 | $213,335 | $250,946 |
| Internal Rate of Return | -20.6% | 0.9% | 8.3% | 11.6% | 13.4% | 14.3% | 14.8% | 15.1% | 15.2% | 15.2% |
| Return on Investment | -20.6% | 1.7% | 25.4% | 50.6% | 77.4% | 105.7% | 135.8% | 167.5% | 201.1% | 236.5% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.