New Construction in Huntsville Metro
Alabama
bed4 Bedsbathtub3 Bathscalendar_todayBuilt 2026 | Estimated Square Feet | 1,942 | | Initial Market Value | $364,250 | | Price | $364,250 | | Down Payment | $163,913 | | Closing Costs | $5,464 | | Loan Origination and/or Buydown Points | $3,005 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $172,381 | | Minimum Recommended Cash Reserves | $14,570 | | Cost per Square Foot / per Bedroom | $188 / $91,063 | | Monthly Rent per SQFT / per Bedroom | $1.13 / $550 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,200 | $26,400 | | Vacancy Losses | ($176) | ($2,112) | | Operating Income | $2,024 | $24,288 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($197) | ($2,368) | | Insurance | ($182) | ($2,186) | | Management Fees | ($202) | ($2,429) | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | ($55) | ($660) | | Maintenance | ($66) | ($792) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($703) | ($8,434) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,321 | $15,854 | | - Mortgage Payments | ($1,169) | ($14,029) | | = Cash Flow | $152 | $1,825 | | + Principal Reduction | $215 | $2,577 | | + Potential Cost Seg Tax Savings | $1,821 | $21,855 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $618 | $7,412 | | + One Year Appreciation | $1,518 | $18,213 | | = Gross Equity Income | $4,323 | $51,882 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 55% | N/A | | Loan Amount | $200,338 | N/A | | Monthly Payment | $1,169.12 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 5.750% / 2.050% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.60% | | Debt Coverage Ratio | 1.13 | | Annual Gross Rent Multiplier | 14 | | Capitalization Rate | 4.4% | | Cash on Cash Return | 1% | | Base Return on Investment (ROI) | 13% | | Inflation-Enhanced ROI™ (with IIDD) | 17% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 30% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 8% | | Management Fee | 10% | | Maintenance Percentage | 3% |
| Comments |
|---|
| New construction. Cash purchase incentives available, up to $30k off! Up to 2% in seller concessions on financed purchase with in-house lender. Up to 6% in seller concessions with DSCR mortgage! |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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