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Ten Year Performance Projection

Brand New SF Duplex in Edmond-Fully Leased!!
Oklahoma
3bd • 2.5ba • Built: 2025

Projected IncomeYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Projected Rent $47,880$49,316$50,796$52,320$53,889$55,506$57,171$58,886$60,653$62,473
Vacancy Losses ($3,830)($3,945)($4,064)($4,186)($4,311)($4,440)($4,574)($4,711)($4,852)($4,998)
Operating Income $44,050$45,371$46,732$48,134$49,578$51,066$52,598$54,175$55,801$57,475
Estimated ExpensesYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Property Taxes($7,119)($7,382)($7,656)($7,939)($8,233)($8,537)($8,853)($9,181)($9,520)($9,873)
Insurance($1,978)($2,051)($2,127)($2,205)($2,287)($2,371)($2,459)($2,550)($2,645)($2,742)
Management Fees$0$0$0$0$0$0$0$0$0$0
Leasing/Advertising Fees($600)($622)($645)($669)($694)($720)($746)($774)($802)($832)
Association Fees$0$0$0$0$0$0$0$0$0$0
Maintenance($958)($993)($1,030)($1,068)($1,107)($1,148)($1,191)($1,235)($1,281)($1,328)
Other$0$0$0$0$0$0$0$0$0$0
Operating Expenses ($10,654)($11,048)($11,457)($11,881)($12,321)($12,776)($13,249)($13,739)($14,248)($14,775)
Income AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Net Operating Income $33,396$34,323$35,275$36,253$37,258$38,289$39,348$40,436$41,553$42,700
- Mortgage Payments($32,560)($32,560)($32,560)($32,560)($32,560)($32,560)($32,560)($32,560)($32,560)($32,560)
= Cash Flow $836$1,763$2,715$3,693$4,698$5,729$6,788$7,876$8,993$10,140
+ Principal Reduction $4,625$4,941$5,279$5,639$6,024$6,436$6,875$7,345$7,846$8,382
+ Appreciation $28,250$29,663$31,146$32,703$34,338$36,055$37,858$39,751$41,738$43,825
= Gross Equity Income $33,711$36,367$39,139$42,035$45,060$48,220$51,521$54,972$58,578$62,347
Capitalization Rate 5.6%5.5%5.4%5.3%5.2%5.1%4.9%4.8%4.7%4.6%
Cash on Cash Return 0.5%1.0%1.5%2.1%2.7%3.3%3.9%4.5%5.1%5.8%
Return on Equity 19.4%17.4%16.0%14.8%13.9%13.2%12.5%12.0%11.5%11.1%
Loan AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Market Value $593,250$622,913$654,058$686,761$721,099$757,154$795,012$834,762$876,500$920,325
- Loan Balance ($419,125)($414,184)($408,905)($403,266)($397,242)($390,806)($383,931)($376,586)($368,740)($360,358)
= Equity $174,125$208,729$245,153$283,495$323,857$366,348$411,081$458,176$507,760$559,968
Loan-to-Value Ratio 70.6%66.5%62.5%58.7%55.1%51.6%48.3%45.1%42.1%39.2%
Potential Cash-Out Refi $25,813$53,001$81,638$111,805$143,582$177,059$212,328$249,485$288,635$329,886
Sale AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Equity $174,125$208,729$245,153$283,495$323,857$366,348$411,081$458,176$507,760$559,968
- Closing Costs ($41,528)($43,604)($45,784)($48,073)($50,477)($53,001)($55,651)($58,433)($61,355)($64,423)
= Proceeds After Sale $132,598$165,125$199,369$235,422$273,380$313,347$355,430$399,743$446,405$495,545
+ Cumulative Cash Flow $836$2,599$5,314$9,007$13,705$19,434$26,223$34,099$43,092$53,232
- Approximate Cash Invested($175,856)($175,856)($175,856)($175,856)($175,856)($175,856)($175,856)($175,856)($175,856)($175,856)
= Net Profit ($42,423)($8,133)$28,826$68,573$111,229$156,925$205,796$257,985$313,641$372,921
Internal Rate of Return -24.1%-2.3%5.2%8.7%10.5%11.4%12.0%12.3%12.5%12.6%
Return on Investment -24.1%-4.6%16.4%39.0%63.2%89.2%117.0%146.7%178.4%212.1%
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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