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SOLD

Ten Year Performance Projection

Brand New SFH in A+ Area
Oklahoma
4bd • 2ba • Built: 2025

Projected IncomeYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Projected Rent $24,900$25,647$26,416$27,209$28,025$28,866$29,732$30,624$31,543$32,489
Vacancy Losses ($1,992)($2,052)($2,113)($2,177)($2,242)($2,309)($2,379)($2,450)($2,523)($2,599)
Operating Income $22,908$23,595$24,303$25,032$25,783$26,557$27,353$28,174$29,019$29,890
Estimated ExpensesYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Property Taxes($4,403)($4,566)($4,735)($4,910)($5,092)($5,280)($5,475)($5,678)($5,888)($6,106)
Insurance($1,195)($1,239)($1,285)($1,333)($1,382)($1,433)($1,486)($1,541)($1,598)($1,657)
Management Fees$0$0$0$0$0$0$0$0$0$0
Leasing/Advertising Fees($156)($162)($168)($174)($180)($187)($194)($201)($209)($216)
Association Fees$0$0$0$0$0$0$0$0$0$0
Maintenance($498)($516)($536)($555)($576)($597)($619)($642)($666)($691)
Other$0$0$0$0$0$0$0$0$0$0
Operating Expenses ($6,252)($6,483)($6,723)($6,972)($7,230)($7,498)($7,775)($8,063)($8,361)($8,670)
Income AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Net Operating Income $16,656$17,112$17,580$18,060$18,553$19,059$19,578$20,111$20,658$21,219
- Mortgage Payments($18,124)($18,124)($18,124)($18,124)($18,124)($18,124)($18,124)($18,124)($18,124)($18,124)
= Cash Flow ($1,468)($1,012)($544)($64)$429$935$1,454$1,987$2,534$3,095
+ Principal Reduction $2,574$2,750$2,938$3,139$3,353$3,582$3,827$4,088$4,368$4,666
+ Appreciation $15,725$16,511$17,337$18,204$19,114$20,070$21,073$22,127$23,233$24,395
= Gross Equity Income $16,831$18,249$19,731$21,279$22,896$24,587$26,354$28,202$30,135$32,156
Capitalization Rate 5.0%4.9%4.8%4.7%4.6%4.5%4.4%4.3%4.2%4.1%
Cash on Cash Return -1.6%-1.1%-0.6%-0.1%0.5%1.0%1.5%2.1%2.7%3.3%
Return on Equity 17.4%15.7%14.5%13.5%12.7%12.1%11.5%11.1%10.7%10.3%
Loan AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Market Value $330,225$346,736$364,073$382,277$401,391$421,460$442,533$464,660$487,893$512,287
- Loan Balance ($233,301)($230,550)($227,612)($224,473)($221,120)($217,538)($213,711)($209,623)($205,255)($200,589)
= Equity $96,924$116,186$136,461$157,803$180,271$203,922$228,822$255,037$282,638$311,698
Loan-to-Value Ratio 70.6%66.5%62.5%58.7%55.1%51.6%48.3%45.1%42.1%39.2%
Potential Cash-Out Refi $14,368$29,502$45,443$62,234$79,923$98,557$118,189$138,872$160,664$183,626
Sale AnalysisYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Equity $96,924$116,186$136,461$157,803$180,271$203,922$228,822$255,037$282,638$311,698
- Closing Costs ($23,116)($24,272)($25,485)($26,759)($28,097)($29,502)($30,977)($32,526)($34,152)($35,860)
= Proceeds After Sale $73,809$91,915$110,976$131,044$152,173$174,420$197,845$222,511$248,485$275,838
+ Cumulative Cash Flow ($1,468)($2,480)($3,024)($3,088)($2,659)($1,724)($270)$1,718$4,252$7,348
- Approximate Cash Invested($94,350)($94,350)($94,350)($94,350)($94,350)($94,350)($94,350)($94,350)($94,350)($94,350)
= Net Profit ($22,009)($4,916)$13,602$33,606$55,164$78,346$103,225$129,879$158,387$188,836
Internal Rate of Return -23.3%-2.6%4.5%7.8%9.5%10.4%11.0%11.3%11.4%11.5%
Return on Investment -23.3%-5.2%14.4%35.6%58.5%83.0%109.4%137.7%167.9%200.1%
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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