Brand New SFH in A+ Area
Oklahoma
4bd • 2ba • Built: 2025
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $24,900 | $25,647 | $26,416 | $27,209 | $28,025 | $28,866 | $29,732 | $30,624 | $31,543 | $32,489 |
| Vacancy Losses | ($1,992) | ($2,052) | ($2,113) | ($2,177) | ($2,242) | ($2,309) | ($2,379) | ($2,450) | ($2,523) | ($2,599) |
| Operating Income | $22,908 | $23,595 | $24,303 | $25,032 | $25,783 | $26,557 | $27,353 | $28,174 | $29,019 | $29,890 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($4,403) | ($4,566) | ($4,735) | ($4,910) | ($5,092) | ($5,280) | ($5,475) | ($5,678) | ($5,888) | ($6,106) |
| Insurance | ($1,195) | ($1,239) | ($1,285) | ($1,333) | ($1,382) | ($1,433) | ($1,486) | ($1,541) | ($1,598) | ($1,657) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | ($156) | ($162) | ($168) | ($174) | ($180) | ($187) | ($194) | ($201) | ($209) | ($216) |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($498) | ($516) | ($536) | ($555) | ($576) | ($597) | ($619) | ($642) | ($666) | ($691) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($6,252) | ($6,483) | ($6,723) | ($6,972) | ($7,230) | ($7,498) | ($7,775) | ($8,063) | ($8,361) | ($8,670) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $16,656 | $17,112 | $17,580 | $18,060 | $18,553 | $19,059 | $19,578 | $20,111 | $20,658 | $21,219 |
| - Mortgage Payments | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) | ($18,124) |
| = Cash Flow | ($1,468) | ($1,012) | ($544) | ($64) | $429 | $935 | $1,454 | $1,987 | $2,534 | $3,095 |
| + Principal Reduction | $2,574 | $2,750 | $2,938 | $3,139 | $3,353 | $3,582 | $3,827 | $4,088 | $4,368 | $4,666 |
| + Appreciation | $15,725 | $16,511 | $17,337 | $18,204 | $19,114 | $20,070 | $21,073 | $22,127 | $23,233 | $24,395 |
| = Gross Equity Income | $16,831 | $18,249 | $19,731 | $21,279 | $22,896 | $24,587 | $26,354 | $28,202 | $30,135 | $32,156 |
| Capitalization Rate | 5.0% | 4.9% | 4.8% | 4.7% | 4.6% | 4.5% | 4.4% | 4.3% | 4.2% | 4.1% |
| Cash on Cash Return | -1.6% | -1.1% | -0.6% | -0.1% | 0.5% | 1.0% | 1.5% | 2.1% | 2.7% | 3.3% |
| Return on Equity | 17.4% | 15.7% | 14.5% | 13.5% | 12.7% | 12.1% | 11.5% | 11.1% | 10.7% | 10.3% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $330,225 | $346,736 | $364,073 | $382,277 | $401,391 | $421,460 | $442,533 | $464,660 | $487,893 | $512,287 |
| - Loan Balance | ($233,301) | ($230,550) | ($227,612) | ($224,473) | ($221,120) | ($217,538) | ($213,711) | ($209,623) | ($205,255) | ($200,589) |
| = Equity | $96,924 | $116,186 | $136,461 | $157,803 | $180,271 | $203,922 | $228,822 | $255,037 | $282,638 | $311,698 |
| Loan-to-Value Ratio | 70.6% | 66.5% | 62.5% | 58.7% | 55.1% | 51.6% | 48.3% | 45.1% | 42.1% | 39.2% |
| Potential Cash-Out Refi | $14,368 | $29,502 | $45,443 | $62,234 | $79,923 | $98,557 | $118,189 | $138,872 | $160,664 | $183,626 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $96,924 | $116,186 | $136,461 | $157,803 | $180,271 | $203,922 | $228,822 | $255,037 | $282,638 | $311,698 |
| - Closing Costs | ($23,116) | ($24,272) | ($25,485) | ($26,759) | ($28,097) | ($29,502) | ($30,977) | ($32,526) | ($34,152) | ($35,860) |
| = Proceeds After Sale | $73,809 | $91,915 | $110,976 | $131,044 | $152,173 | $174,420 | $197,845 | $222,511 | $248,485 | $275,838 |
| + Cumulative Cash Flow | ($1,468) | ($2,480) | ($3,024) | ($3,088) | ($2,659) | ($1,724) | ($270) | $1,718 | $4,252 | $7,348 |
| - Approximate Cash Invested | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) | ($94,350) |
| = Net Profit | ($22,009) | ($4,916) | $13,602 | $33,606 | $55,164 | $78,346 | $103,225 | $129,879 | $158,387 | $188,836 |
| Internal Rate of Return | -23.3% | -2.6% | 4.5% | 7.8% | 9.5% | 10.4% | 11.0% | 11.3% | 11.4% | 11.5% |
| Return on Investment | -23.3% | -5.2% | 14.4% | 35.6% | 58.5% | 83.0% | 109.4% | 137.7% | 167.9% | 200.1% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.