New Construction Duplex
Arkansas
bed6 Bedsbathtub3 Bathscalendar_todayBuilt 2025 | Estimated Square Feet | 2,080 | | Initial Market Value | $399,000 | | Price | $399,000 | | Down Payment | $99,750 | | Closing Costs | $11,970 | | Loan Origination and/or Buydown Points | $5,985 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $117,705 | | Minimum Recommended Cash Reserves | $15,960 | | Cost per Square Foot / per Bedroom | $192 / $66,500 | | Monthly Rent per SQFT / per Bedroom | $1.34 / $465 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $2,790 | $33,480 | | Vacancy Losses | ($223) | ($2,678) | | Operating Income | $2,567 | $30,802 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($416) | ($4,988) | | Insurance | ($200) | ($2,394) | | Management Fees | $0 | $0 | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | $0 | $0 | | Maintenance | ($56) | ($670) | | Other (Utilities, Supplies, etc.) | $0 | $0 | | Operating Expenses | ($671) | ($8,051) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $1,896 | $22,751 | | - Mortgage Payments | ($1,527) | ($18,329) | | = Cash Flow | $368 | $4,421 | | + Principal Reduction | $0 | $0 | | + Potential Cost Seg Tax Savings | $1,995 | $23,940 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $923 | $11,072 | | + One Year Appreciation | $1,663 | $19,950 | | = Gross Equity Income | $4,949 | $59,384 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $299,250 | N/A | | Monthly Payment | $1,527.42 | N/A | | Loan Type | Interest Only Fixed | N/A | | Term | 10 Years | N/A | | Nominal / Real Interest Rate | 6.125% / 2.425% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 0.70% | | Debt Coverage Ratio | 1.24 | | Annual Gross Rent Multiplier | 12 | | Capitalization Rate | 5.7% | | Cash on Cash Return | 4% | | Base Return on Investment (ROI) | 21% | | Inflation-Enhanced ROI™ (with IIDD) | 30% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 50% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 8% | | Management Fee | 0% | | Maintenance Percentage | 2% |
| Comments |
|---|
| Brand-new 2025 construction duplex in Little Rock, low-maintenance new construction investment, and the seller will pay for one full year of professional property management at closing. Each of the two units offers 3 bedrooms, 1.5 baths. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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