21 Co-living
Georgia
bed8 Bedsbathtub2 Bathscalendar_todayBuilt 1940constructionRemodeled 2026 | Estimated Square Feet | 1,923 | | Initial Market Value | $299,000 | | Price | $299,000 | | Down Payment | $74,750 | | Closing Costs | $5,980 | | Loan Origination and/or Buydown Points | $4,485 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $85,215 | | Minimum Recommended Cash Reserves | $11,960 | | Cost per Square Foot / per Bedroom | $155 / $37,375 | | Monthly Rent per SQFT / per Bedroom | $3.01 / $724 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $5,789 | $69,468 | | Vacancy Losses | ($579) | ($6,947) | | Operating Income | $5,210 | $62,521 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($386) | ($4,635) | | Insurance | ($154) | ($1,854) | | Management Fees | ($990) | ($11,879) | | Leasing/Advertising Fees | ($208) | ($2,500) | | Association Fees | $0 | $0 | | Maintenance | ($232) | ($2,779) | | Other (Utilities, Supplies, etc.) | ($800) | ($9,600) | | Operating Expenses | ($2,771) | ($33,246) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $2,440 | $29,275 | | - Mortgage Payments | ($1,530) | ($18,357) | | = Cash Flow | $910 | $10,918 | | + Principal Reduction | $181 | $2,170 | | + Potential Cost Seg Tax Savings | $1,495 | $17,940 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $691 | $8,297 | | + One Year Appreciation | $1,246 | $14,950 | | = Gross Equity Income | $4,523 | $54,275 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $224,250 | N/A | | Monthly Payment | $1,529.78 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 7.250% / 3.550% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Projections & Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 1.94% | | Debt Coverage Ratio | 1.59 | | Annual Gross Rent Multiplier | 4 | | Capitalization Rate | 9.8% | | Cash on Cash Return | 13% | | Base Return on Investment (ROI) | 33% | | Inflation-Enhanced ROI™ (with IIDD) | 43% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 64% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 10% | | Management Fee | 19% | | Maintenance Percentage | 4% |
| Comments |
|---|
| will be sold turnkey, mid renovation. |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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