Co-Living - Currently Occupied
Arizona
bed8 Bedsbathtub3 Bathscalendar_todayBuilt 1958 | Estimated Square Feet | 2,459 | | Initial Market Value | $465,000 | | Price | $465,000 | | Down Payment | $116,250 | | Closing Costs | $18,600 | | Loan Origination and/or Buydown Points | $0 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $134,850 | | Minimum Recommended Cash Reserves | $18,600 | | Cost per Square Foot / per Bedroom | $189 / $58,125 | | Monthly Rent per SQFT / per Bedroom | $2.52 / $775 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $6,200 | $74,400 | | Vacancy Losses | ($496) | ($5,952) | | Operating Income | $5,704 | $68,448 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($155) | ($1,860) | | Insurance | ($233) | ($2,790) | | Management Fees | ($570) | ($6,845) | | Leasing/Advertising Fees | $0 | $0 | | Association Fees | $0 | $0 | | Maintenance | ($310) | ($3,720) | | Other (Utilities, Supplies, etc.) | ($1,200) | ($14,400) | | Operating Expenses | ($2,468) | ($29,615) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $3,236 | $38,833 | | - Mortgage Payments | ($2,204) | ($26,452) | | = Cash Flow | $1,032 | $12,381 | | + Principal Reduction | $325 | $3,898 | | + Potential Cost Seg Tax Savings | $2,325 | $27,900 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $1,075 | $12,904 | | + One Year Appreciation | $1,938 | $23,250 | | = Gross Equity Income | $6,694 | $80,333 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 75% | N/A | | Loan Amount | $348,750 | N/A | | Monthly Payment | $2,204.34 | N/A | | Loan Type | Amortizing Fixed | N/A | | Term | 30 Years | N/A | | Nominal / Real Interest Rate | 6.500% / 2.800% | N/A | | Monthly PMI | $0 | N/A |
| Empowered Investor® Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 1.33% | | Debt Coverage Ratio | 1.47 | | Annual Gross Rent Multiplier | 6 | | Capitalization Rate | 8.4% | | Cash on Cash Return | 9% | | Base Return on Investment (ROI) | 29% | | Inflation-Enhanced ROI™ (with IIDD) | 39% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 60% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 8% | | Management Fee | 10% | | Maintenance Percentage | 5% |
| Comments |
|---|
| Private property management. Other monthly costs include: utilities, deep cleaning fees, toiletries & supplies for house. *asking price $485k |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
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