45 padsplit
Georgia
bed8 Bedsbathtub7 Bathscalendar_todayBuilt 1962constructionRemodeled 2026 | Estimated Square Feet | 1,906 | | Initial Market Value | $394,000 | | Price | $394,000 | | Down Payment | $0 | | Closing Costs | $7,880 | | Loan Origination and/or Buydown Points | $14,560 | | Other Costs and Fixup | $0 | | Approximate Cash Invested | $22,440 | | Minimum Recommended Cash Reserves | $15,760 | | Cost per Square Foot / per Bedroom | $207 / $49,250 | | Monthly Rent per SQFT / per Bedroom | $4.09 / $975 |
| Projected Income | Monthly | Annual |
|---|
| Projected Rent | $7,800 | $93,600 | | Vacancy Losses | ($780) | ($9,360) | | Operating Income | $7,020 | $84,240 |
| Estimated Expenses | Monthly | Annual |
|---|
| Property Taxes | ($509) | ($6,107) | | Insurance | ($204) | ($2,443) | | Management Fees | ($1,334) | ($16,006) | | Leasing/Advertising Fees | ($208) | ($2,500) | | Association Fees | $0 | $0 | | Maintenance | ($312) | ($3,744) | | Other (Utilities, Supplies, etc.) | ($1,150) | ($13,800) | | Operating Expenses | ($3,717) | ($44,599) |
| Net Performance | Monthly | Annual |
|---|
| Net Operating Income | $3,303 | $39,641 | | - Mortgage Payments | ($2,582) | ($30,990) | | = Cash Flow | $721 | $8,651 | | + Principal Reduction | $208 | $2,501 | | + Potential Cost Seg Tax Savings | $1,970 | $23,640 | | + Inflation Induced Debt Destruction® (IIDD) - Beta | $816 | $9,795 | | + One Year Appreciation | $1,642 | $19,700 | | = Gross Equity Income | $5,357 | $64,286 |
| | Mortgage Info | First | Second |
|---|
| Loan-to-Value Ratio | 67% | 33% | | Loan Amount | $264,729 | $129,271 | | Monthly Payment | $1,828.41 | $754.08 | | Loan Type | Amortizing Fixed | HELOC | | Term | 30 Years | | | Nominal / Real Interest Rate | 7.375% / 3.675% | 7.000% / 3.300% | | Monthly PMI | $0 | N/A |
| Empowered Investor® Projections & Indicators | |
|---|
| Rent-to-Value Ratio™ (RV Ratio™) | 1.98% | | Debt Coverage Ratio | 1.28 | | Annual Gross Rent Multiplier | 4 | | Capitalization Rate | 10.1% | | Cash on Cash Return | 39% | | Base Return on Investment (ROI) | 137% | | Inflation-Enhanced ROI™ (with IIDD) | 181% | | Tax-Optimized ROI™ (Cost Seg+IIDD) | 286% | | + Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc. |
| Assumptions & Projections | |
|---|
| Projected Appreciation Rate | 5.0% | | Gov CPI Inflation September '26 | 3.7% | | Vacancy Rate | 10% | | Management Fee | 19% | | Maintenance Percentage | 4% |
| Comments |
|---|
| will be sold turnkey, mid renovation. 5 en suite, 3 shared bedrooms. **not exact render photos coming soon** |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.
|