Brand New Duplex with Garage in Chickasha
Oklahoma
4bd • 4ba • Built: 2026
| Projected Income | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Projected Rent | $31,680 | $32,630 | $33,609 | $34,618 | $35,656 | $36,726 | $37,828 | $38,962 | $40,131 | $41,335 |
| Vacancy Losses | ($2,534) | ($2,610) | ($2,689) | ($2,769) | ($2,852) | ($2,938) | ($3,026) | ($3,117) | ($3,211) | ($3,307) |
| Operating Income | $29,146 | $30,020 | $30,921 | $31,848 | $32,804 | $33,788 | $34,801 | $35,845 | $36,921 | $38,028 |
| Estimated Expenses | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Property Taxes | ($4,140) | ($4,293) | ($4,452) | ($4,617) | ($4,788) | ($4,965) | ($5,148) | ($5,339) | ($5,536) | ($5,741) |
| Insurance | ($1,518) | ($1,574) | ($1,632) | ($1,693) | ($1,755) | ($1,820) | ($1,888) | ($1,958) | ($2,030) | ($2,105) |
| Management Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Leasing/Advertising Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Association Fees | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Maintenance | ($634) | ($657) | ($681) | ($707) | ($733) | ($760) | ($788) | ($817) | ($847) | ($879) |
| Other | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Expenses | ($6,292) | ($6,524) | ($6,766) | ($7,016) | ($7,276) | ($7,545) | ($7,824) | ($8,114) | ($8,414) | ($8,725) |
| Income Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Net Operating Income | $22,854 | $23,496 | $24,155 | $24,832 | $25,528 | $26,243 | $26,977 | $27,732 | $28,507 | $29,303 |
| - Mortgage Payments | ($19,626) | ($19,626) | ($19,626) | ($19,626) | ($19,626) | ($19,626) | ($19,626) | ($19,626) | ($19,626) | ($19,626) |
| = Cash Flow | $3,228 | $3,870 | $4,529 | $5,206 | $5,902 | $6,617 | $7,352 | $8,106 | $8,881 | $9,678 |
| + Principal Reduction | $2,892 | $3,086 | $3,293 | $3,513 | $3,748 | $3,999 | $4,267 | $4,553 | $4,858 | $5,183 |
| + Appreciation | $17,250 | $18,113 | $19,018 | $19,969 | $20,967 | $22,016 | $23,117 | $24,272 | $25,486 | $26,760 |
| = Gross Equity Income | $23,370 | $25,068 | $26,840 | $28,688 | $30,618 | $32,632 | $34,735 | $36,932 | $39,225 | $41,621 |
| Capitalization Rate | 6.3% | 6.2% | 6.0% | 5.9% | 5.8% | 5.7% | 5.6% | 5.4% | 5.3% | 5.2% |
| Cash on Cash Return | 3.1% | 3.7% | 4.4% | 5.0% | 5.7% | 6.4% | 7.1% | 7.8% | 8.6% | 9.4% |
| Return on Equity | 22.0% | 19.6% | 17.9% | 16.5% | 15.5% | 14.6% | 13.8% | 13.2% | 12.6% | 12.1% |
| Loan Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Market Value | $362,250 | $380,363 | $399,381 | $419,350 | $440,317 | $462,333 | $485,450 | $509,722 | $535,208 | $561,969 |
| - Loan Balance | ($255,858) | ($252,772) | ($249,479) | ($245,966) | ($242,218) | ($238,219) | ($233,952) | ($229,399) | ($224,541) | ($219,358) |
| = Equity | $106,392 | $127,591 | $149,901 | $173,383 | $198,099 | $224,114 | $251,498 | $280,324 | $310,667 | $342,611 |
| Loan-to-Value Ratio | 70.6% | 66.5% | 62.5% | 58.7% | 55.0% | 51.5% | 48.2% | 45.0% | 42.0% | 39.0% |
| Potential Cash-Out Refi | $15,830 | $32,500 | $50,056 | $68,546 | $88,020 | $108,531 | $130,136 | $152,893 | $176,865 | $202,119 |
| Sale Analysis | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|
| Equity | $106,392 | $127,591 | $149,901 | $173,383 | $198,099 | $224,114 | $251,498 | $280,324 | $310,667 | $342,611 |
| - Closing Costs | ($25,358) | ($26,625) | ($27,957) | ($29,354) | ($30,822) | ($32,363) | ($33,981) | ($35,681) | ($37,465) | ($39,338) |
| = Proceeds After Sale | $81,035 | $100,965 | $121,945 | $144,029 | $167,277 | $191,751 | $217,517 | $244,643 | $273,203 | $303,273 |
| + Cumulative Cash Flow | $3,228 | $7,098 | $11,627 | $16,833 | $22,736 | $29,353 | $36,704 | $44,810 | $53,691 | $63,369 |
| - Approximate Cash Invested | ($103,500) | ($103,500) | ($103,500) | ($103,500) | ($103,500) | ($103,500) | ($103,500) | ($103,500) | ($103,500) | ($103,500) |
| = Net Profit | ($19,237) | $4,563 | $30,072 | $57,362 | $86,512 | $117,603 | $150,721 | $185,953 | $223,394 | $263,142 |
| Internal Rate of Return | -18.6% | 2.2% | 9.1% | 12.2% | 13.6% | 14.4% | 14.7% | 14.9% | 14.9% | 14.9% |
| Return on Investment | -18.6% | 4.4% | 29.1% | 55.4% | 83.6% | 113.6% | 145.6% | 179.7% | 215.8% | 254.2% |
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.