28 padsplit
Georgia
8 Beds3 BathsBuilt 1966Remodeled 2026
Estimated Square Feet2,400
Initial Market Value$419,000
Price$419,000
Down Payment $104,750
Closing Costs $8,380
Loan Origination and/or Buydown Points $6,285
Other Costs and Fixup$0
Approximate Cash Invested $119,415
Minimum Recommended Cash Reserves $16,760
Cost per Square Foot / per Bedroom $175 / $52,375
Monthly Rent per SQFT / per Bedroom $3.29 / $986
Projected IncomeMonthlyAnnual
Projected Rent$7,886$94,632
Vacancy Losses ($789)($9,463)
Operating Income $7,097$85,169
Estimated ExpensesMonthlyAnnual
Property Taxes($384)($4,609)
Insurance($210)($2,514)
Management Fees($1,136)($13,627)
Leasing/Advertising Fees($250)($3,000)
Association Fees$0$0
Maintenance($355)($4,258)
Other (Utilities, Supplies, etc.)($1,100)($13,200)
Operating Expenses ($3,434)($41,208)
Net PerformanceMonthlyAnnual
Net Operating Income $3,663$43,960
- Mortgage Payments($2,144)($25,725)
= Cash Flow $1,520$18,235
+ Principal Reduction $253$3,042
+ Potential Cost Seg Tax Savings $2,095$25,140
+ Inflation Induced Debt Destruction® (IIDD) - Beta $969$11,627
+ One Year Appreciation $1,746$20,950
= Gross Equity Income $6,583$78,994
Mortgage InfoFirstSecond
Loan-to-Value Ratio 75%N/A
Loan Amount$314,250N/A
Monthly Payment$2,143.74N/A
Loan TypeAmortizing FixedN/A
Term30 YearsN/A
Nominal / Real Interest Rate 7.250% / 3.550%N/A
Monthly PMI$0N/A
Empowered Investor® Indicators
Rent-to-Value Ratio™ (RV Ratio™)1.88%
Debt Coverage Ratio 1.71
Annual Gross Rent Multiplier4
Capitalization Rate 10.5%
Cash on Cash Return 15%
Base Return on Investment (ROI) 35%
Inflation-Enhanced ROI™ (with IIDD) 45%
Tax-Optimized ROI™ (Cost Seg+IIDD) 66%
+ Tax Benefits: Deductions, Depreciation, 1031 Exchange, etc.
Assumptions & Projections
Projected Appreciation Rate5.0%
Gov CPI Inflation September '26 3.7%
Vacancy Rate10%
Management Fee16%
Maintenance Percentage5%
Comments
will be sold turnkey, mid renovation. 6 en suites, 2 shared bedrooms. **not exact render photos coming soon**
*Information is not guaranteed and investors should do their own research, get professional advice and conduct due diligence prior to investing.